Your attorney reviews all of your contracts, customarily asking you to send the insurance portions to us for review. Our habit is to comment on each clause and section, advising our clients what is covered and what is not covered under their current policy. After 20 years of business we also have a good sense of what is reasonably asked of you under any contract and what conditions you may be able to negotiate away.

Intellectual property, hard copy and in cyberspace, should be carefully examined to determine what insurance can best protect you.

As a technology based company, knowing you have developed state of the art products, you aggressively pursue selling a service contract to that large corporation you know badly needs your services. Required limits of liability usually follow, with specifics of coverage and "Additional Insured" status requirements.What do you do?

Most software licensing agreements contain clauses regarding intellectual property infringement, usually indemnifying the client for any IP infringement complaints. Rarely are these clauses supported by insurance, which is important to understand should problems occur.

Don’t get caught in a costly IP dispute.